Contact Info

25 Meadowland
Universal City, TX 78148

Phone:

(210)659-9002

Fax:

(210)659-9022

E-mail:

joe@ritterhouse.com

Understanding Social Security and Medicare: America’s Retirement Safety Net

Social Security and Medicare rules can be complex. To help maximize benefits, it pays to understand your options.

Should You Sell When the Market Drops?

The stock market can take investors on a wild ride. Should you consider selling your stocks when the market drops?

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Ritterhouse & Associates - Educator Benefits Specialists

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Ritterhouse & Associates has been in San Antonio for over 40 years. Our Insurance professionals have combined over 100 years of experience. We are a family company holding strongly to the goals and values of honesty, personalized service, and independence. We are here for the long run - for you and your family - for all your benefits and retirement needs. We work with individuals, corporations, businesses, and educational entities needing benefit coverage,

insurance policies and retirement planning.

Newsletters

HOT TOPIC: AI Expectations Underpin the Economic Outlook for 2026

This article discusses economic forecasts for 2026 and the trends that are influencing them, including surging AI investment.

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Beneficiary Designations: Who Gets the Money?

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

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How Has SECURE 2.0 Affected 401(k) Plans?

Summarizes new 401(k) features introduced under the SECURE 2.0 Act.

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What Happens to Your Time Horizon at Retirement?

Explores how investment strategy changes once retirement begins.

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Calculators

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

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